FNS40821 Certificate IV in Finance
and Mortgage Broking

FNS40821 Certificate IV in Finance and Mortgage Broking

Entry Education offers an industry-approved finance & mortgage broker course – the FNS40821 Certificate IV in Finance and Mortgage Broking is required to work as a mortgage broker in Australia. The FNS40821 Certificate IV in Finance and Mortgage Broking course, covers loan processing, credit applications, identifying clients’ needs, developing and maintaining customer relationships, and the relevant legislation to ensure legal compliance. This course is eligible for 20 CPD points with the MFAA and 15 CPD points with the FBAA. *The FNS40821 Certificate IV in Finance and Mortgage Broking replaces the previous FNS40820 Certificate IV in Finance and Mortgage Broking course.

Get started

Request a call

Download course guide

~~$564~~$355

Online self-paced

4 interest-free instalments

Average / estimated salary in the industry

Approx. salary

$80 – $100k*
*National

~~$1,786~~$1,250

Online workshop

After-hours

support

12 units

to study

      
  4.8 
   2197 reviews

How long does this course take?

The course length can depend on your previous experience and knowledge in the financial sector. Students with prior experience and knowledge may be able to complete significantly quicker.

Why do I need to complete this course?

If you wish to work as a mortgage and finance broker, you’ll need to have completed the FNS40821 Certificate IV in Finance and Mortgage Broking. This course contains all the information you’ll need to craft a successful career. If you’re looking to further your finance and mortgage broking career, completion of this course will provide many valuable skills that’ll benefit you in the long term.

Does this course have formal entry requirements?

Prior to commencing the course you will be required to complete an LLND (Language, Literacy, Numeracy and Digital Literacy) assessment, as well as complete an Enrolment Form (this includes providing ID and visa documentation if applicable).

You will also be required to provide a Unique Student Identifier (USI) number. If you do not currently have one you will be able to register at usi.gov.au.

Reliable internet and access to a personal computer are also necessary to be able to complete this course.

What units will be completed in this course?

The FNS40821 Certificate IV in Finance and Mortgage Broking course comprises 12 units; seven core units and five elective units.

The seven core units to be completed are:

FNSFMB412 – Identify client needs and present broking options
FNSINC412 – Apply and maintain knowledge of financial products and services
BSBPEF501 – Manage personal and professional development
FNSCUS511 – Develop and maintain professional relationships in financial services industry
FNSINC411 – Conduct work according to professional practices in the financial services industry
FNSFMK515 – Comply with financial services regulation and industry codes of practice
FNSFMB411 – Prepare loan applications on behalf of clients

The five elective units have been selected by Entry Education based on relevance and local industry needs. They are as follows:

BSBPEF402 – Develop personal work priorities
BSBLDR414 – Lead team effectiveness
BSBOPS404 – Implement customer service strategies
FNSINC514 – Apply ethical frameworks and principles to make and act upon decisions
FNSSAM421 – Provide information on financial products and services to clients

Completion of a Cert 4 Mortgage Broking has never been easier, thanks to Entry Education. Work at your own pace, without fuss, fluff, or unworkable deadlines.

What are the service options for my course?

Standard Service – Standard service is provided with all Entry Education courses at no charge

Phone support: Queue-based phone support
Online support: Unlimited online course support that is accessed via the portal, responses will generally be received within one business day of submission
Certificate: Certificates can take up to 5 business to issue following the successful completion of the course

Premium Service

Access to a dedicated support phone line
Submitted assessments will be marked within 3 business days
Receive your certificate within 2 business days following the successful completion of the course
Post-completion video call

Note: This service is available for the first 6 months of your course.

When are the next sessions for the online face-to-face workshop?

If you want to begin the process, you can register to an online FNS40821 Certificate IV in Finance and Mortgage Broking face-to-face workshop. Start your workshop on one of the following groups:

Day 1 – Lending solutions: Sept 24, Nov 5
Day 2 – Professional practices: Oct 1, Nov 12
Day 3 – Loan applications: Oct 8, Nov 19
Day 4 – Ethics & Compliance: Oct 15, Nov 26
Day 5 – Skills and development: Oct 22, Dec 3
Day 6 – People, Performance & Customers: Oct 29, Dec 10

Day 1 – Lending solutions

FNSFMB412 – Identify client needs and present broking options
FNSINC412 – Apply and maintain knowledge of financial products and services

Day 2 – Professional practices

FNSCUS511 – Develop and maintain professional relationships in financial services industry
FNSINC411 – Conduct work according to professional practices in the financial services industry

Day 3 – Loan applications

FNSFMB411 – Prepare loan applications on behalf of clients
FNSSAM421 – Provide information on financial products and services to clients

Day 4 – Ethics & Compliance

FNSFMK515 – Comply with financial services regulation and industry codes of practice
FNSINC514 Apply ethical frameworks and principles to make and act upon decisions

Day 5 – Skills and development

BSBPEF402 – Develop personal work priorities
BSBPEF501 – Manage personal and professional development

Day 6 – People, Performance & Customers

BSBLDR414 Lead team effectiveness
BSBOPS404 Implement customer service strategies

Could I get government funding and do this course for free?

If you are currently working in the industry in NSW or ACT, you could complete the FNS40821 Certificate IV in Finance and Mortgage Broking or the FNS50322 Diploma of Finance and Mortgage Broking course with government funding.

Select your state to find out eligibility:
NSW – ACT

Is Entry Education accredited?

Entry Education is an accredited provider of real estate and finance and mortgage broking training. Our Australian finance and mortgage broking as well as real estate courses are delivered under our Registered Training Organisation (RTO 41529). We are recognised by all relevant bodies issuing real estate and property management licensing across the country.

Who will issue my certificate?

Entry Education will issue all students with their certificates, statements of attainment and transcripts of results as we’re a Registered Training Organisation (RTO 41529).

Students will receive a soft copy (PDF) of their qualification once successfully completing the course. Hard copy certificates can be printed and posted to you for a fee.

Where can I do my two-years mentoring program?

As a mortgage broker you are required to be mentored for two years to satisfy your aggregator compliance.

The Entry Mentoring program is an intense eight week program which covers 12 hands-on modules about becoming a broker. Sessions are conducted via a video meet once a week, so this is not a full-time program. A learning handbook is available for your references plus self-paced portfolio activities to complete.

For the twenty-four months, you will have access to a mentor who will support you from the transition from education to industry, and to provide valuable knowledge and experience to progress your broking career. An online chat room is also available for any questions or scenarios.

To find out more or register for Entry Mentoring contact: Dom at 0480 801 364 – domonic.ericksen@entrygroup.com.au.

Study delivery method:

Entry Education offers the FNS40821 Certificate IV in Finance and Mortgage Broking as:

self-paced online course ($355) OR
6-day* online face-to-face workshop ($1,250). Gain priority trainer access, insider insights on industry entry and real-world scenarios. Networking opportunities and exposure to career prospects. With the option to accelerate at your own pace if desired. Find out more.
*The workshops are held each week via Zoom.

Ready to register for one of the above options?

Industry recognised by:

Register for this course here:

      All reviews
 
   Google
 
   Facebook
 
 
  
 
 
 
  Excellent4.92403 reviews
 4.9
 Excellent2403 reviews
 
    
 Excellent4.82197 reviews
 4.8
 Excellent2197 reviews
 
    
 Excellent5.0206 reviews
 5.0
 Excellent206 reviews
 
 
 
       Posted on Google  
   
   Sarah Avila 
 0 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Everyone was great that was via the phone service, highly recommended for any learning. Alot of role play though was prepared 👌
  
 
 
     Posted on Google  
   
   Jai Natonewski 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  The team at entry education were great. Thanks for assisting me with any questions I had. Shoutout to Trixy that helped me out over the phone a few times.

Overall great experience.
  
 
 
     Posted on Google  
   
   Andrea Pimpolari 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  
  
 
 
     Posted on Google  
   
   Saroz Pariyar 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  I completed assistant agent and recently finished cert 4 in realestate through Entry Education. They are very professional and supportive team. You can't go wrong with them. Highly recommend it to the ones who love self pace course and need support for any assignment.
  
 
 
     Posted on Google  
   
   Richelle Maxwell 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Rouaa was extremely helpful & easy to deal with. She kept me motivated and moving quickly through the course with ease.
  
 
 
     Posted on Google  
   
   Anne-Maire Heron 
 2 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  I had a great experience completing my Real Estate Certificate! The course was well-structured, easy to follow, and provided me with the knowledge and skills needed to further my career in real estate.

The learning materials were clear and informative, and the support throughout the course was fantastic. Everything was explained in a way that made the assessments easy to understand and complete.

I would highly recommend this course to anyone looking to start or advance their career in the real estate industry. Thank you for such a positive learning experience!
  
 
 
     Posted on Google  
   
   Huayu Wang 
 8 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Very useful
  
 
 
     Posted on Google  
   
   Prahlad Karki 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Very helpful
  
 
 
     Posted on Google  
   
   anisa arjomand 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Jane is one of the friendliest educator I have ever met, she is very patient and supportive throughout the whole session. Loved attending her workshop thank you
  
 
 
     Posted on Google  
   
   Tiffany Pham 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  
  
 
 
     Posted on Google  
   
   Ruhii 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  Jane is amazing with training and really patient while answering all your questions,I really appreciate all her guidance
  
 
 
     Posted on Google  
   
   John 
 9 days ago
 
 
 Trustindex verifies that the original source of the review is Google.  I recently completed both my Certificate IV in Real Estate Practice and Diploma of Property (Agency Management) with Entry Education, and I had a very positive experience.
The courses were well structured, easy to follow and relevant to the real estate industry. The trainers and support team were always helpful and responsive whenever I needed assistance, which made completing both qualifications much easier while working at the same time.
I would definitely recommend Entry Education to anyone looking to complete their real estate qualifications. Very happy with the overall experience and support from start to finish.
  
 
 
     Posted on Facebook  
   
   Maeva Kergal 
 112 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Super expérience thank you
  
 
 
     Posted on Facebook  
   
   Keryn Ellmers Harcourts 
 150 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Having recently started to upgrade to a full real estate license with limited time. the online course was perfect to do in my own time and pace. Helpful and ideal for me
  
 
 
     Posted on Facebook  
   
   Sonia Maree De Jesus 
 702 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  I have been working with Entry Education and Amy Levi for a few years now and can honestly say they are my 100% go to when any training is required. Amy has been awesome consistently and she is always available to chat when I need her. Overall, a super company with super staff!
  
 
 
     Posted on Facebook  
   
   Beth Antonas 
 794 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Amazing and brilliant communication, concise and fun course work, informative and well designed lectures, highly recommend them.
  
 
 
     Posted on Facebook  
   
   Rick Fox 
 906 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Went through Entry Education for my real estate qualifications. They were supportive, great communicators and made the whole experience enjoyable.
I would recommend them for any person needing a seamless and supportive education facility.
  
 
 
     Posted on Facebook  
   
   Mark Davidson - Real Estate Agent 
 1091 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Upon reaching out to Entry Education and initially speaking to Deacon I felt assured that he knew exactly what he was talking about. I subsequently enrolled for my Certificate IV in Real Estate Practice. The RPL process and subsequent learning modules were seamless and the support brilliant. Michelle Raymond was faultless. I have no hesitation in recommending both Entry Education and Michelle.
  
 
 
     Posted on Facebook  
   
   Frederike Braitinger 
 1140 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Working with Elisha Moore at Entry Education for Training has been an absolute game-changer for me. Her dedication and expertise in the field of education and training are truly remarkable. Elisha's ability to create engaging and personalized learning experiences is unmatched.

From the very beginning, Elisha's approach was warm and welcoming. She took the time to understand my learning goals and tailored a program that perfectly suited my needs. Her in-depth knowledge of the subject matter, combined with her creative teaching methods, made each session not only educational but also enjoyable.

What truly sets Elisha apart is her genuine empathy and commitment to her students' success. She goes above and beyond to ensure that I not only grasp the concepts but also feel confident in applying them. Her patience and willingness to answer questions make the learning process smooth and enriching.

Thanks to Elisha, I've achieved my first milestones! If you're looking for an educator who is not only knowledgeable but also caring and dedicated, Elisha Moore at Entry Education for Training is the one you can trust."
  
 
 
     Posted on Facebook  
   
   Melissa Bower 
 1275 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  The team at Entry Education (EE) are awesome. Even on a Saturday night they were accessible and helped me get through a few UOCs. Staff are always willing to help and I would highly recommend anyone looking to study use EE. Very happy!
  
 
 
     Posted on Facebook  
   
   Donna Serra 
 1532 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  I absolutely loved this experience. It was relevant and inspired me to continue studying.  The support was amazing and the response time for questions way above my expectations. Every call or email was meet with experienced tutors, only to happy to help. Strongly recommend Entry Education
  
 
 
     Posted on Facebook  
   
   Dean Costello 
 1704 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Simplicity and very easy to navigate :)
  
 
 
     Posted on Facebook  
   
   Sajjad Nasim 
 1843 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  It was great working with entry education on getting my full license specially cale and the team. They were available anything if needed any help. Anyone looking to get their real estate studies will highly recommend entry education.
Once again thank you guys

Regards,
Sajjad
  
 
 
     Posted on Facebook  
   
   Shane Coote 
 1843 days ago
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook.  Excellent experience! Great team to work with and learn from! Highly recommend!
  
 
 
 
 
  Load more

How to become a mortgage broker in Australia

Current information on how to become a mortgage broker in Australia. Includes the best course for you, along with tips and advice on how to get there. Read more

Register in the FNS40821 Certificate IV in Finance & Mortgage Broking and the FNS50322 Diploma of Finance & Mortgage Broking

Want to do both courses in one go?
Click the button below to register and save 20%

real estate licence courses in Australia

RPL enquiry here

Recognition of prior Learning (RPL) option for experienced mortgage brokers or bankers

If you an experienced mortgage broker or banker, you can complete your qualification by applying to Recognition of Prior Learning (RPL). This process uses a combination of traditional assessment and RPL.

RPL enables you to provide examples of workplace documentation that can be aligned to the course requirements and reduce the volume of assessment a new entrant would otherwise be required to complete.

RPL enquiry here

FNS40821 Certificate IV in Finance and Mortgage Broking

The FNS40821 Certificate IV in Finance and Mortgage Broking course is 100% online – you’ll need access to a reliable internet connection and desktop or laptop computer with webcam access for workshop sessions. There are no strict deadlines for this mortgage broking course, meaning our students can work at their own pace, completing the required units around their own work schedule. All you’ll have to do is worry about the completion date you set yourself. The course can be completed fully online in a self-paced arrangement or in virtual workshop sessions with a trainer.

Each of the 12 units of study in this course has been condensed into well-structured content, making learning easy for aspiring brokers and convenient for seasoned professionals to meet their CPD obligations.

As the leading real estate training provider in Australia, we minimise stress and maximise efficiency within our course by delivering only the most relevant, practical information. You’ll also have complete access to our online portal 24/7, as well as a direct message system to communicate with our experienced tutors when needed.

Frequent asked questions

Will this course qualify me to join an industry association?

Yes. Finance and mortgage industry associations such as the MFAA (Mortgage & Finance Association of Australia) and the FBAA (Finance Brokers Association of Australia) require applicants to hold the FNS40821 Certificate IV in Finance and Mortgage Broking.

The MFAA has an additional requirement for members to complete the FNS50322 Diploma of Finance and Mortgage Broking Management within 12 months of joining.

Which states can I work in after obtaining the FNS40821 Certificate IV in Finance and Mortgage Broking?

The FNS40821 Certificate IV in Finance and Mortgage Broking is a nationally-recognised qualification – you will be able to work as a finance/mortgage broker in all Australian states and territories.

What support will I receive?

As an Entry Education student, you’ll have unlimited access to ongoing support throughout the duration of your course. Our direct message system lets you seek support whenever you need it, including on weekends and outside the typical 9-5 workday hours.

Entry Education works around your schedule, not the other way around. We’re with you every step of the way, giving you the platform you need to excel in real estate fields.

How long does the mortgage & financing course take to complete?

Our FNS40821 Certificate IV in Finance and Mortgage Broking course is a self-paced course, meaning there’s no deadlines or pressure. The only obligation you have is to complete your course by the dates and timings you set yourself.

Which mortgage broking course providers offer recognised certification?

There are many course providers out there, some very cheap, others very expensive, but Entry Education is the largest provider in Australia and it provides great service at a good reasonable price. Entry Education offers online support after hours and qualified trainers who deliver high-standard courses.

What are the top mortgage broking courses that include job placement assistance?

At Entry Education, whilst we don’t offer any recruitment services, we do provide a one-on-one course finalisation call at the end of your course, where you can talk to an industry trainer about their tips and experience and some steps that you can take once you have your qualification. We collaborate with leading aggregators across Australia, such as Lendi (Aussie) and Loan Market Group, to ensure we stay current and relevant within the industry. These partnerships can sometimes provide valuable networking opportunities, which we are happy to share with you. These events may be held in person or online, such as webinars or conferences, offering convenient ways to connect and stay informed.

Which mortgage broking courses provide access to professional mentoring?

At Entry Education, whilst we don’t offer any professional mentoring services, we do provide a one-on-one course finalisation call at the end of your course, where you can talk to an industry trainer about their tips and experience and some steps that you can take once you have your qualification. You can also have short on-on-one coaching calls during your studies with us, if you are not understanding something or need further support.

What mortgage broking courses offer payment plans or financial aid?

Entry Education provides flexible payment options via AfterPay. And all courses that cost above $1,500 do have a two-payment installment plan.

Download free course guide for finance and mortgage broking

Download course guide

“The delivery of the content is clear and precise, and the assessments are easy to navigate. My experience was successful, beneficial and enjoyable.”

Tom Carey

FNS40821 Certificate IV in Finance and Mortgage Broking

Let’s launch your career

Want to become a real estate agent or mortgage broker, but can’t make face-to-face classes?

Our online training will get you everywhere you want to go in the real estate or mortgage broking industry.

Our student support comes in whatever mode suits you best. Phone, email, online chat or even pigeon post (just kidding about the pigeons).

Get in touch online or phone 1300 799 447 now to kickstart your career!

Request a call back!

Enquire about our courses

If you are a current student and need support, please call us at 1300 799 447 – option 1

By submitting my data I agree to be contacted

Victoria

New South Wales

Queensland

South Australia

Western Australia

Australian Capital Territory

Finance and Mortgage Broking

Online face-to-face workshops

Self-paced short courses

Traineeships

FNS40821 Certificate IV in Finance and Mortgage Broking

FNS40821 Certificate IV in Finance and Mortgage Broking

Study delivery method:

Industry recognised by:

How to become a mortgage broker in Australia

Bundle course

Register in the FNS40821 Certificate IV in Finance & Mortgage Broking and the FNS50322 Diploma of Finance & Mortgage Broking

Recognition of prior Learning (RPL) option for experienced mortgage brokers or bankers

FNS40821 Certificate IV in Finance and Mortgage Broking

Frequent asked questions

Will this course qualify me to join an industry association?

Which states can I work in after obtaining the FNS40821 Certificate IV in Finance and Mortgage Broking?

What support will I receive?

How long does the mortgage & financing course take to complete?

Which mortgage broking course providers offer recognised certification?

What are the top mortgage broking courses that include job placement assistance?

Which mortgage broking courses provide access to professional mentoring?

What mortgage broking courses offer payment plans or financial aid?

Download course guide

“The delivery of the content is clear and precise, and the assessments are easy to navigate. My experience was successful, beneficial and enjoyable.”

Tom Carey

Let’s launch your career

Request a call back!

Enquire about our courses

Entry Education – Leaders in real estate training courses & mortgage broking courses

Company

Subscribe to our newsletter:

FNS40821 Certificate IV in Finance
and Mortgage Broking